Card game plans by income tier. Pick your kampung and we’ll show you our top 5 recommended cards for it.
S$30K+ / YEAR
Starter Kakis
First card, first miles, first “wah, can like that ah?” moment.
- Pick 1–2 everyday miles cards
- Earn on groceries, Grab & bills
- First short-haul award by year-end
S$120K+ / YEAR
Upgraders
Stack smarter, unlock lounges, and get the family into the pointy end.
- Card stacking by spend category
- Lounge access for the family
- Pool points for a long-haul trip
S$500K+ / YEAR
Towkays
Premium perks, big transfers, and first-class tea for the boss.
- Premium & charge card perks
- Hotel status shortcuts
- First-class sweet spots
Cabin photos: Singapore Airlines Business (Edwin Leong, CC BY-SA 2.0), First (LWYang, CC BY 2.0), Suites (Viaggio Routard, CC BY 2.0) / Wikimedia Commons